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Model 1 - ProFunds: Mutual Funds - Core-Plus™
Model 2 - ProFunds: Variable (Prudential-American Skandia) - Core-Plus™
Model 3 - Rydex: Mutual Funds - Core-Plus™
Model 4 - Rydex: Variable (Nationwide MarketFlex) - Core-Plus™
Model 5 - ProFunds: Variable (Midland Vector® Annuity) - Core-Plus™
Model 6 - ETF Model - Core-Plus™
Low Risk Medium Risk High Risk

Model 1 - ProFunds: Mutual Funds - Core-Plus™

YTD Performance - Updated Through Friday, July 16, 2010

Year Risk CONSERV GROWTH AGGR S&P 500 NASDAQ Trades
2010 Low -0.34 -0.55 -1.26 -4.50 -3.97 1
2010 Medium -1.72 -3.09 -4.57 -4.50 -3.97 1
2010 High -4.69 -7.55 -10.52 -4.50 -3.97 1

Year Risk CONSERV GROWTH AGGR S&P 500 NASDAQ Trades
2010 Low 0.97 0.99 1.60 5.95 6.44 1
2010 Medium 2.14 3.41 4.78 5.95 6.44 1
2010 High 4.13 6.61 9.35 5.95 6.44 1

Year Risk CONSERV GROWTH AGGR S&P 500 NASDAQ Trades
2010 Low -2.54 -2.73 -4.57 -15.99 -17.33 1
2010 Medium -6.08 -9.65 -13.45 -15.99 -17.33 1
2010 High -11.67 -18.04 -24.65 -15.99 -17.33 1

Year Risk CONSERV GROWTH AGGR S&P 500 NASDAQ Trades
2010 Low 1.64 1.67 2.58 7.04 7.59 1
2010 Medium 3.47 5.33 7.36 7.04 7.59 1
2010 High 6.82 10.37 14.08 7.04 7.59 1


Low Risk = Moderate Capital Gains with below-market risk and volatility.
Medium Risk = Maximum Capital Gains, while accepting average market risk and volatility.
High Risk = Maximum Capital Gains, while accepting greater than market risk and volatility.
CONSERV = Conservative
GROWTH = Growth
AGGR = Aggressive
S&P 500 = S&P 500 Index
NASDAQ = NASDAQ Composite Index
TRADES = Number of times the Active portion of the portfolio changed from Long, Short or Cash.


¹ Standard Deviation (SD):
Within Core-Plus™, Standard Deviation is measured monthly.
For example, when you see SD = 4.0%, this means that most of the time (8 out of 12 months) the portfolio has gains or losses of no more than 4.0% in a month. This monthly SD can be converted (approximately) to Morningstar’s annual SD by multiplying the SD= value by 3.4 (the square root of 12).

² Maximum Drawdown (MD):
The maximum percentage loss from the highest point to the lowest point during the given period of time.

³ Ulcer Index (UI):
Ulcer Index measures the ability of a portfolio to regain its value from a previous high. It is calculated as the root-mean-square of the areas between highs and the time it takes for the portfolio to reach those highs again. It provides a measure of the magnitude of all of a portfolio’s losses.